Home insurance - Rebuilding costs accurate?

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Based on resolver’s experience to date, when you get a quote for home insurance you may be asked to specify a rebuild cost for your property. This means the cost to completely rebuild your home, including materials and labour. This will vary according to the size, age and type of property you have. If you recently purchased the property, an up-to-date rebuilding cost will be specified in the deeds or survey. If you don’t have this information, there are other ways of finding it.?

To get a rebuild cost, you can either hire a surveyor or use a rebuild calculator to estimate the average cost of rebuilding your home. You can also calculate the rebuild cost by using The Association of British Insurers, which offers free access to their buildings rebuild cost calculator. You should bear in mind that using a rebuild calculator may under-estimate the cost of rebuilding your home and leave you with no-one to seek redress against.

Resolver can help you resolve this issue quickly, free of charge and without the hassle. We can also help you with the next step of writing your complaint. Click on the link below to create your email.

If you cannot resolve your issue you cannot raise your case to the Ombudsman until 8 weeks after you have first raised your complaint with your supplier, or you have received a ‘letter of deadlock’ from the company stating that they cannot resolve the issue as you have asked. Your complaint must also not be older than 9 months. For an accurate decision by the Ombudsman you should provide a detailed file of your communications and supporting documentation. In addition make sure you explain what you want as an outcome as this will help assess your case.

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