Our privacy policy

Effective as of 25 May 2018, Resolving Limited (“Resolver”) and its subsidiaries (collectively, the “Resolver Group” or “we” or “us” or “our”) have updated our Privacy Policy.

Please read this document carefully before using resolver.co.uk, the Resolver app, or the Resolver email service.

1. Introduction

We are committed to protecting and respecting your privacy.

This policy (together with our terms of use and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed. By visiting www.resolver.co.uk, or using the Resolver app, you are accepting and consenting to the practices described in this policy.

For the purpose of the Data Protection Act 1998 (the Act), the Data Protection Act 2018, once in force, and the General Data Protection Regulation (GDPR), the data controller is Resolving Limited, 56 Ayres Street, London, SE1 1EU.

Our nominated representative for the purpose of the Act is James Walker.

2. Information we collect from you

We may collect and process the following data about you:

The information you give us. When you register to use Resolver or submit a complaint using our service, you give us personal information and information about your case. You can do this via our website www.resolver.co.uk, on the Resolver apps, or by corresponding with us by phone, email or otherwise. This includes information you provide when you register to use our site, our apps, other social media functions on our site, create a case, and when you get in touch with our customer service team, for example via the Help Centre.

The information you give us may include your name, address, e-mail address phone number, and information you provide as part of your case.

Information we collect about you. Each time you visit our site or use our apps we may automatically collect the following information:

  • technical information, including the internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform;
  • information about your visit, including the full Uniform Resource Locators (URL) clickstream to, through and from our site (including date and time); products you viewed or searched for; page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), methods used to browse away from the page, and any phone number used to call our customer service number.

Information we receive from other sources. We work with third parties (including sub-contractors in technical, payment and delivery services, and advertising networks) and may receive information about you from them.

3. Lawful basis for Processing

We only process your data when we have a lawful reason for doing so. The lawful reason we use to process your personal data may differ for each processing activity.

  • The personal information that we collect so that we can provide you with the services, products or information you have requested, is processed under Legitimate Interest. This means that it is in the interests of both the data subject (yourself) and Resolver to process the data, i.e. so that your case can be raised and resolved. We have conducted a balancing test to ensure that Resolver’s interest do not outweigh those of the data subject.
  • All direct marketing communications will require your consent.

4. How long we keep your data for

We keep your personal information in line with our data retention policy, and will only retain it for as long as is necessary for the purpose(s) for which we originally collected it.

In certain circumstances we have a statutory obligation to keep your personal information for a set period of time for example financial information (normally 6-7 years) for financial auditing purposes. If you require more information about our data retention policy then please contact us via the Help Centre.

5. Cookies

Our website uses cookies to distinguish you from other users of our site and to track your actions and the pages you visit while you use our website. This helps us to provide you with a great experience when you browse our site and also allows us to improve our site for you.

The cookies we use may last for a single visit to our site (they are deleted from your computer when you close your browser) or may remain on your computer until you delete them or until a defined period of time has passed.

Although your browser software enables you to disable cookies, we recommend that you allow the use of cookies in order to take advantage of the features of our website that rely on their use. If you prevent their use, you may not be able to use all the functionality of our website.

Here are some examples of the ways we use cookies:

  • to record whether you have accepted the use of cookies on our website. This is solely to comply with the law. If you have chosen not to accept cookies, we will not use cookies for your visit, but unfortunately, our site will not work well for you;
  • to allow essential parts of our web site to operate for you;
  • to collect information about how you use our site;
  • to close your session and log you out of your account upon the expiry of a certain amount of time of inactivity.

a. Google Analytics

We may use the following Google Analytics features:

  • Remarketing with Google Analytics
  • Google Display Network Impression Reporting
  • DoubleClick Platform integrations
  • Google Analytics Demographics and Interest Reporting

You may opt-out of the Google Analytics features we use, including through Ads Settings, Ad Settings for mobile apps, or via the browser extension provided by Google Analytics' currently available opt-outs.

b. Hotjar

Hotjar assists us in providing you with a better experience and service as well as in diagnosing technical problems and analysing user trends. This helps us to improve Resolver by making it more user-friendly, and simpler to use.

You can learn about Hotjar’s ability to use and share information through the Hotjar Terms & Conditions of Use, available at https://www.hotjar.com/terms, and the Hotjar Privacy Policy, available at https://www.hotjar.com/privacy/.

You may opt-out from having Hotjar collect your information when visiting using Resolver at any time by visiting their Opt-out and clicking ‘Disable Hotjar’ or enabling Do Not Track (DNT) in your browser.

6. Uses made of the information

We use information held about you in the following ways:

The information you give to us. We will use this information:

  • to facilitate the resolution of your case;
  • to provide you with information, products and services that you request from us;
  • to send you our regular newsletter, other news, surveys and other important things from Resolver if you opt to receive this;
  • to notify you about changes to our service;
  • to ensure that content from our site is presented in the most effective manner for you and for your computer;
  • to carry out our obligations arising from any contracts entered into between you and us.

Information we collect about you. We will use this information:

  • to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
  • to help businesses to prioritise and manage cases;
  • to improve our site to ensure that content is presented in the most effective manner for you and for your computer or device;
  • to allow you to participate in interactive features of our service when you choose to do so;
  • as part of our efforts to keep our site safe and secure;
  • in working with analytics and search engine providers to improve our site;

Information we receive from other sources. We may combine this information with information you give to us and information we collect about you. We may use this information and the combined information for the purposes set out above (depending on the types of information we receive).

7. Disclosure of your information

We may share your personal information with any member of our group, Resolving Ltd, Resolving UK Ltd, resolvercouk Ltd, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.

We will disclose the information you provide (including personal information), to the company / organisation that will deal with your complaint. We may also pass this information to the associated regulator / ombudsman.

If you live in Scotland, we will also disclose the information you provide (including personal information), to our partners Advice Direct Scotland, in order to assist the resolution of your case.

The company / organisation that will deal with your complaint may need to verify your identity. This could include using information from a credit reference agency, which may involve credit reference agencies checking the details supplied against any particulars on any database (public or otherwise) to which they have access. These searches should not affect your credit rating or ability to obtain future credit and are generally automatically removed after 12 months. Resolver does not have any control over any identity verification process that a provider may choose to use.

In some situations a company/organisation may offer services that are managed by another organisation. In these situations we will send the case to the company / organisation most appropriate to manage your case.

By submitting personal information on our site, you consent to us using aggregated anonymised data to monitor the effectiveness of specific companies’ complaints resolution processes. We may pass this information to these specific companies and members of the Consumer Protection Partnership in order to allow them to evaluate their complaints handling performance.

MoneySavingExpert.com Limited: If you sign up to MoneySavingExpert.com Limited's newsletter, they may use this information for the purposes of:

  • Sending you their newsletter;
  • Measuring the performance and success of information and communications on their site;
  • Measuring the performance and success of any emails which MoneySavingExpert.com sends to Resolver users;
  • Calculating trends and patterns in relation to complaints and using the resulting data for internal business purposes and to publicise and highlight complaint resolution matters.

Save where expressly stated in MoneySavingExpert.com Limited’s privacy policy, we will not share your information with third parties for the purpose of advertising or any other way of third parties contacting you.

We would have to disclose your personal information if we were under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use and other agreements; or to protect the rights, property, or safety of resolvercouk Limited, our customers, or others.

Other websites: Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

8. Where we store your personal data

All information you provide to us is stored on our secure servers provided by Amazon Web Services (AWS) in Dublin, Ireland (EU) and in Frankfurt, Germany (EU). Where we have given you (or where you have chosen) a password for your account, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

9. International Transfers

From time to time and for operational reasons data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA").

We use Intetics, a web development company that is headquartered in the USA and has offices in the UK, Germany, Ukraine, and Belarus. You can read more about them here https://intetics.com/privacy-statement.

We use a number of data processors that are based in the USA who are all subscribers to the EU - US Privacy Shield programme (To learn more about the Privacy Shield, please see http://www.privacyshield.gov/welcome). These include:

  • Twillio provides our telephone recording services;
  • Zendesk provides our customer services platform;
  • Mailchimp and Mandrill provides our bulk email systems;
  • HotJar provide a website analytics service;

By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with the requirements set out in the applicable data protection legislation and this privacy policy.

10. Your Data, Your Rights

We only use your personal information for direct marketing purposes if we are allowed to do this by law or if we have your consent. If you have previously agreed to us using your personal information for direct marketing purposes, you may withdraw consent at any time by logging into your online Resolver account or by writing to us via our Help Centre.

Requests to access, change, or remove your information will be handled within 30 days.

Right of Access to your information: if you require access to the personal data we hold about you then please write to us via our Help Centre.

Right to Rectify your information: If you believe that the information we hold about you is incorrect then please either log into your account and change your personal data directly, or write to us via our Help Centre.

Right to Erase your information: If you do not want Resolver to hold your personal data any longer then please write to us via our Help Centre.

Right to Restriction of Processing: If you believe that your personal data is inaccurate, or that Resolver is processing your personal data unlawfully and you do not want your personal data erased and you wish to restrict the processing of your personal data, then please write to us via our Help Centre.

Right to Object: If you believe that there are no legitimate grounds for processing your data or that you no longer wish to receive marketing communications, then please write to us via our Help Centre.

11. Complaints

If you wish to complain to Resolver then please write to us via our Help Centre.

If you are still not satisfied with the way your complaint was handled, you can refer your complaint to UK Information Commissioner’s Office.

12. Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our privacy policy.

13. Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to our Help Centre.

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