What to do beyond Resolver
Taken your complaint as far as you can using the Resolver system? Here are a few of the next possible steps...
Package it up
If you've reached the end of the Resolver process with your complaint, you'll still be able to use our system to help you out. All you need to do is hit the 'download case file' button. This packages up all your correspondence with the company (and any regulators), as well as any additional documents you uploaded to your case file, into a single file. You can then use this for reference if you choose to take your case further.
Alternative Dispute Resolution
When the Consumer Rights Act 2015 came into force in October 2015, it introduced a new system to help businesses and consumers when they cannot resolve issues directly with one another. This will be via a system of certified third-party mediators, called Alternative Dispute Resolution (ADR) providers.
Once an internal complaint process is exhausted, businesses must give the consumer details of a certified ADR provider and tell the consumer if they are willing to use them.
The Alternative Dispute Resolution Directive has been a catalyst for a number of new ‘ombudsmen' appearing either as specialists for their sector or generalist providers. The term ombudsman is starting to be used far more loosely, and it is causing the landscape to become more complex for the consumer.
You can only go to one of these ombudsmen or ADR providers when an issue cannot be resolved.
Take it to court
One of your options is to take your dispute to court. Your Resolver case file should be very helpful if you choose to take this route. Please note, though, that we strongly recommend seeking professional legal advice. Citizens Advice is a good place to begin this process.
Money Claim Online
Small Claims Court
If there is no regulator in the sector where the company you have a grievance with operates, one option is to seek compensation through the Small Claims Court using the Government online court called Money Claim OnLine (MCOL).
Claims management company
These will take between 15% and 30% of your compensation to cover their costs and will manage your case for you. They may not take your case, however, as they tend to focus on low-effort cases. Our recommendation is to try to claim yourself to begin with - either directly or through Resolver - before you use a claims management company.