Unsecured loans - Excessive interest rate
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Unsecured personal loans are available to would-be borrowers with at least a fair credit score - because consumers do not have to be a homeowner to apply for an unsecured loan. These loans can be used to borrow up to £25,000. However, they are generally more affordable for borrowing amounts between £7,500 and £15,000.
To avoid paying over the odds, always check the terms and conditions for fees and charges, such as early repayment penalties.
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