Business and Commercial Insurance - Policy amendment issue

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You should know

A business may want to insure itself against standard insurance losses - for example, vandalism, flood, fire or theft. It may also want to take out protection against additional losses such as:

  • loss of profit, rent or revenue
  • "accounts receivable" - where the policyholder is owed money but is unable to identify the debt or the sum owed
  • product/public liability.

There is no "typical" commercial insurance cover. Insurers offer a wide range of standard and non-standard extensions to their policies to meet the specific needs of their business customers.

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